Karin Hirtler-Garvey, age 60, has served as a Director since August 2017. Ms. Hirtler-Garvey also serves on the board of ARO Liquidation (formerly Aeropostale Inc. (NYSE – ARO)), where she serves as non-executive chairman. She has been a Director of Western World Insurance Group since 2006, where she serves as Audit Committee Chair and a Director of Medley Capital Corporation (NYSE – MCC) since their IPO in 2010, where she serves as Risk Committee Chair. Ms. Hirtler-Garvey is also a director of USAA Federal Savings Bank and Victory Capital Corporation, each a privately held corporation. From May 2009 to November 2011, Ms. Hirtler-Garvey was the Chief Risk Executive for Ally Financial Inc. Ms. Hirtler-Garvey has previously held various senior level management positions at Bank of America, including Chief Operating Officer, Global Markets, President of Trust and Credit Banking Products, and Chief Financial Officer/Chief Operating Officer for the Wealth and Investment Management division. Ms. Hirtler-Garvey is a Certified Public Accountant. She has extensive experience in finance, accounting and risk management, and provides valuable insight to the Board on regulatory, finance, accounting and risk management issues. In addition, her tenure in the financial services industry and service as a director of both public and private companies provide industry-specific knowledge and expertise to the Board.